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Embroker is a leading digital insurance company dedicated to providing the best coverage for businesses of all types and sizes. What makes the company better than the competition is its ability to make the whole process of getting coverage both inexpensive and hassle-free.

When they say, “we’ve got you covered,” they genuinely have your back!

Embroker is also an industry leader for championing the digital transformation of commercial insurance. By pairing bleeding-edge technology with excellent professional services, policyholders get increased value for their money and less friction when seeking compensation. As a business, you get empowered to make smart risks without jeopardizing your operations.

Aspects That Give Embroker Business Insurance an Edge

By making it super easy for businesses to secure commercial insurance, Embroker automatically has an edge above traditional insurance providers. This company offers professional services and top-notch technology on demand, putting its clients in complete control of their policies. From the company’s digital technology platform, you can access insurance experts without any pressure to commit to acquiring a policy.

Another point worth noting is that the company offers complete transparency. This allows you to keep track of just about anything from losses to filed claims.

Are you ready to acquire a policy?

It’s easy! Take advantage of Embroker’s free risk review. The company provides a custom evaluation that outlines how your current coverage applies to your specific kind of business. It also highlights opportunities to improve your coverage to help reduce premium costs and ensure that you get the best value for your policies.

Embroker Pros

  • Easy and fast processes for acquiring insurance policies
  • Get a quote in less than a minute
  • Unique programs designed for startups
  • Plenty of resources to help you make informed decisions
  • No commitment necessary when registering online
  • Customers can receive advice from licensed risk managers and insurance experts through chat, phone, text, or video

Embroker Cons 

  • Doesn’t offer coverage to all industries

Who Would Benefit The Most From Embroker? 

Embroker is an ideal commercial insurance provider for just about all kinds of businesses. Irrespective of your type of venture or even its size, you can get a particularly beneficial policy for your operations. Some of the companies that could benefit the most from Embroker policies include:

 

  • Startup Businesses

 

Embroker offers a Startup Program where they deliver (EPLI) employment practices liability insurance (D&O) directors and officers, cyber coverage, and (E&O) errors and omissions. The best part is that getting coverage is so simple; one can apply for a policy in mere minutes.

Don’t get me wrong, while the broker offers uniquely appealing packages for startups; this doesn’t mean you are locked out if you have a thriving business. You can also acquire enticing coverage for both mid-sized and large enterprises.

 

  • Tech Companies

 

Tech companies come in all shapes, sizes, and flavors. Embroker stands out for its ability to provide tailor-made policies designed to suit the unique needs of different businesses. Through Embroker Startup Program, tech companies can apply for coverage and save up to 20% on their premiums.

 

  • Law Firms

 

There is a whole spectrum of risks that law firms face. Depending on factors such as your firm’s size and profile, you may need general liability, professional liability, cyber liability, and employment practices liability insurance (EPLI), just to mention a few. Embroker can provide a solid risk management plan to help you effectively insulate from potential claims.

 

  • Real Estate Businesses

 

Embroker has the technology needed to address the unique needs of those in the real estate industry. It is normal to deal with insurance policies from different tenants, companies, and properties. The Embroker platform keeps you in full control by ensuring you can access and manage all these different policies in one easy to reach place. This takes the pain off insurance and makes everything faster, easier, and more efficient. You can now forget the stress of dealing with endless paperwork as you handle the ever-changing portfolios.

 

  • Restaurants

 

The risk profile for restaurants is so unique that a simple blunder can lead to significant losses. From potential liability lawsuits to property damage, this type of business faces significant risks during its usual operations. Embroker offers comprehensive coverage to ensure that lawsuits from guests or employees can hardly cripple your operations.

 

  • Construction Companies

 

Working within the construction industry is inherently dangerous. Irrespective of your level of skill, you cannot entirely rule out the risk of unforeseen accidents. In 2016 alone, over 24,650 construction workers in the U.S. suffered nonfatal injuries. From every 100,000 workers involved in work-related accidents, at least 15 of them die. Accidents, coupled with natural disasters, can easily cripple even a thriving construction business.

Apart from surety bonds, Embroker also offers Professional Liability Insurance, Builder’s Risk Insurance, Equipment Insurance, and, most importantly, Workers’ Compensation Insurance. These are just some of the mandatory policies you need, although you can get more coverage depending on your operations’ specifics.

Embroker Pricing

Embroker is an insurance broker. As expected, it charges a small fee above the coverage fees offered to businesses. Even with this additional fee, the policies remain super inexpensive, and you can even benefit from up to 25% premium credits for enlisting for the Embroker Venture Program.

Additionally, prospective clients benefit from a free, no-obligation risk review. This will help you to evaluate whether you are getting the best deal for your current insurance provider. You can also expect the study to unveil whether your current business policy matches your business needs.

For new ventures, the Embroker Startup Program allows you to insure your operations intelligently. Apart from the fair policy pricing, sufficient startups coverage gives them the peace of mind to innovate, take calculated risks, and thrive.

Are you ready to switch to Embroker? Get a quote.

Embroker Key Features

Hands down, not many insurance brokers have embraced the digital world as effectively as Embroker. This is a company that brags of having all its processes online. Everything happens digitally from application to policy renewal. In case you need to talk to a broker, just use the online chat that is available 24/7. Provide the relevant information to schedule a half an hour call with a broker.

Here are some of the highlights of Embroker:

 

  • Quick and Hassle-Free Processes

 

Whether you want to apply, transfer, or renew your policy, Embroker ensures that all processes are easy and quick. In just a few minutes, you can sign up and get a quote for your desired type of coverage. A custom-made policy is offered depending on how you describe your business needs. The best part is that there is no pressure to commit, even after registering online.

Additionally, Embroker’s digital platform offers proactive analysis and monitoring of existing needs and coverage. This makes it extremely easy to know how to minimize your losses as a company. Additionally, you can file and monitor claims at a moment’s notice.

 

  • Instant Quotes

 

Have you tried applying for insurance quotes with traditional brokers?

If you have, then perhaps you understand that this process can take weeks, if not months. Embroker has serious bragging rights for its ability to provide D&O and EPLI quotes in a minute . . . Yap, just 60 seconds!

 

  • No Need to Provide Sensitive Data 

 

Most people shy away from working with online brokers for fear of bumping into unscrupulous persons. With Embroker, you don’t have to worry about providing sensitive information. You can acquire a tailor-made coverage for your business without giving details about your financial statements or even your equity ownership.

 

  • Data-Driven Risk Review

 

Embroker seeks to make it easy, fast, and cheap to get coverage uniquely designed for your business. This is a business dedicated to providing reliable and trustworthy information about commercial insurance. That said, it offers free coverage evaluation to help enterprises to figure out whether they have the right policies for their ventures.

Embroker is based in San Francisco, New York, Boston, Denver, and Chicago. It has a team of seasoned experts responsible for evaluating your current policy and letting you know whether you are getting the ideal kind of coverage. These professionals can also identify gaps that could harm your venture. Moreover, they can point out opportunities to help your business save on its premiums.

 

  • Stellar Pricing 

 

In a world where the process of acquiring commercial insurance is expensive, broken, and onerous, Embroker is like a breath of fresh air. By digitizing all its processes, it is cheap and fast for customers to access data-driven risk reviews and ultimately acquire custom-made policies for their businesses. Digital processes make it unnecessary to have multiple intermediaries and this, in return, reduces premiums by a cool 20% on average.

 

  • Wide Range of Programs

 

Embroker ensures that businesses can get comprehensive coverage under one umbrella. Apart from business-coverage, it also offers bonds, management liability, and benefits.

Let’s have a look at just some of the products it offers under each category:

Business Coverage

  • Commercial Auto Insurance
  • Boiler and Machinery
  • Commercial Property Insurance
  • General Liability
  • Product Liability
  • Workers’ compensation, etc.
  • Management Liability
  • Employment Practices Liability (EPL)
  • Fiduciary Liability
  • Crime
  • Directors & Officers Liability (D&O), etc.

 

Benefits

  • Life Insurance
  • Health Insurance
  • Disability Insurance
  • Dental Insurance, etc.

 

Bonds

  • Trustee / Court Appointed Bonds
  • Surety
  • ERISA
  • Performance, etc.

 

FAQs

 

  • Is my data secure?

 

Embroker doesn’t require you to provide certain sensitive information. For instance, it is unnecessary to provide information about your business equity ownership or even your financial statements. All the same, the company cares about its clients’ privacy, which is why it has some of the best security measures in place. All data that ends up on the platform remains confidential and is only used to help you make the best choices when choosing your business coverage.

 

  • Is Embroker better than other digital commercial insurance providers?

 

Arguably, Embroker is the best digital business insurance provider in the market. What gives it an edge is its ability to infuse top tier technology with expert advice from licensed risk managers and insurance professionals. This makes it easier to find the best tailor-made policies for clients with diverse needs.

 

  • Will I need to ditch my current broker to work with Embroker?

 

No. after signing up, you can upload your current policy for a free risk review. Embroker will analyze the policy and inform you of any gaps or opportunities that are unveiled. In case you opt to transfer your policy from your current broker to Embroker, this process is streamlined to make it easy and fast to go through all the necessary processes.

 

  • What happens if I need some assistance signing into Embroker?

 

Embroker will send you an email informing you of how to set up a password and log into your account. You can always click the Forgot password” link anytime you wish to reset your password. In case you have other questions, Embroker offers stellar customer support. Just send an email to support@embroker.com. Also, make use of the online chat.

 

  • So, who will handle my Embroker account?

 

Embroker can provide affordable policies for its ability to cut down overhead costs. Its operations are entirely digital, and this means you get full control of your account. On the Embroker dashboard, you can find crucial information about your current policies, written in straightforward, easy to understand language.

You will also have an Embroker Account Manager with whom you can consult. The expert will be happy to assist if you have trouble understanding your policy, processing a claim, or finding coverage ideal for your changing business needs.

EmBroker Review Final Words

If you are ready to hop onto a digital insurance platform, Embroker is a company we highly recommend. Thanks to its technology and data-driven advisors, this policy provider currently offers coverage to over 2,500 companies. Digital operations make it possible to get instant quotes and reduce operational costs, allowing Embroker to reduce premiums by up to 20% on average.

Are you still hesitant to switch brokers?

Just contact Embroker experts for a free, no-obligation evaluation of your current insurance coverage. They will help you identify areas where you can save on premiums and enhance your coverage.

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